Convert CSV to MT940 Online
Generate valid SWIFT MT940 files for Sage, SAP, Oracle, and Xero.
Drop your CSV or Excel file here
or click to browse
No Upload
Files stay on your device
Browser Processing
Everything runs locally
Zero Storage
These tools run entirely in your browser. Your sensitive data never leaves your device.
Why Use Our Free CSV / Excel to MT940 Converter?
Private & Secure
Files never leave your device. All processing happens securely in your browser.
SWIFT Compliant
Generates standard MT940 structure with correct tags (:61:, :86:).
Instant Conversion
Convert huge CSV files to MT940 instantly without waiting.
No Signup Required
No email, no account needed. Just drop your file and convert.
ERP Compatible
Perfect for SAP, Oracle, Microsoft Dynamics, and Sage.
Completely Free
Professional-grade conversion at zero cost. Unlimited files.
How to Convert CSV / Excel to MT940 Online
Upload Your File
Drag and drop or click to select your bank CSV or Excel (XLSX/XLS) file.
Map Your Columns
Match Date, Description, and Amount columns. We auto-detect common headers.
Verify Processing
Check the preview to ensure dates and amounts are correctly parsed.
Download MT940
Click 'Download MT940' to get your .txt file ready for import.
Perfect for These Use Cases
Import into ERP Systems
Generate MT940 files for SAP, Oracle, or Microsoft Dynamics that require strict SWIFT formatting.
Sage & Xero Compatibility
Create MT940 files compatible with Sage line of products and Xero bank statement import.
Legacy System Integration
Connect modern digital banks that only export CSV to legacy systems requiring MT940.
Automated Reconciliation
Standardize data from multiple banks into a single MT940 format for auto-reconciliation tools.
Best Free CSV to MT940 Converter
Compare our free tool to paid MT940 generators
| Feature | Statement Extract | Others |
|---|---|---|
| Price | Free forever | $50-200/year |
| File Upload | None (browser only) | Uploads to servers |
| SWIFT Compliance | Full MT940 tags | Varies |
| Excel Support | XLS & XLSX | CSV only |
| ERP Support | SAP, Oracle, Sage+ | Limited |
| Transaction Limit | Unlimited | 50-100 free |
The Best Free CSV/Excel to MT940 Converter
If you need to import bank transaction data into enterprise ERP systems or specialized accounting software, the MT940 (SWIFT) format is often a strict requirement. Most modern digital banks and fintech platforms only export simple CSV or Excel files, leaving you with incompatible data.
Our free CSV/Excel to MT940 converter bridges this gap. It allows you to transform any CSV spreadsheet into a valid, SWIFT-compliant MT940 file in seconds. It runs completely in your browser, ensuring that your sensitive financial data remains private and secure on your own device.
Why Use MT940 Format?
- Standardization: MT940 is a globally recognized SWIFT standard for electronic bank statements.
- Rich Detail: Supports detailed transaction codes (:61:) and narrative (:86:) for better reconciliation.
- Automation: ERPs like SAP and Oracle use MT940 to automatically match payments and clear open items.
- Compatibility: It is the preferred format for many legacy systems and European accounting software.
Supported Systems
Our generated MT940 files are compatible with:
- SAP S/4HANA & SAP ERP
- Oracle NetSuite
- Microsoft Dynamics 365 Finance
- Sage Intacct & Sage 50/200
- Xero (Bank Feed Import)
- Exact Online
- Twinfield
Frequently Asked Questions
What columns do I need in my CSV?
You need at least Date, Description, and Amount columns. You can also map separate Credit/Debit columns or a Reference ID column if available.
Does it support opening/closing balances?
Yes, the tool automatically calculates intermediate running balances based on the transaction order to generate valid :60F: and :62F: balance tags.
Is the generated file compatible with SAP?
Yes, we follow the standard SWIFT MT940 structure that is compatible with SAP's electronic bank statement interface.
Is this tool free for commercial use?
Yes, our CSV to MT940 converter is Free Online Tool for unlimited files for both personal and commercial use.
Do you save my bank data?
No. The conversion happens entirely in your web browser using JavaScript. Your data is not sent to our servers.
Need to Extract Data from Bank Statements?
Convert PDF bank statements to Excel/CSV with AI-powered accuracy. Works with any bank format, extracts transactions, balances, and account details automatically.